Calloway County property record for 1550 Lowes Dr, Murray, KY 42071
| Property Type | Commercial |
|---|---|
| Details | 16,000 sqft · built 2005 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Company Name on File |
| Tax Bill | $20,643 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0-0120-K |
| Primary APN | 041-0-0120-K |
|---|---|
| Alternative APN |
|
| Building Area | 16,000 sqft Total Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 261,360 sqft (6 acres) |
| Account Number | 80460 |
|---|---|
| Street Address | 1550 LOWES DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-3629 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1550 LOWES DRIVE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10303 |
1550 Lowes Dr, a commercial property, is owned by a company that acquired it in March 2012 and is owner-occupied.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1550 LOWES DR STE F, F, MURRAY, KY 42071-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2012 |
| Deed Sale | Mar 12, 2012 |
| Deed Document Number | 551648 |
| Deed Book / Page | 0912 / 127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1550 LOWES DR, MURRAY, KY 42071-3629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1127/439 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 1127/439 |
| Instrument | 619326 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 10, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1550 LOWES DR, MURRAY, KY 42071-3629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1211/022 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 1211/022 |
| Instrument | 634017 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 10, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1550 Lowes Dr was $20,643.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,643.00 | $2,580,000 | $2,580,000 |
| 2023 | $21,030.00 | $2,580,000 | $2,580,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1550 Lowes Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1550 Lowes Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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