Clinton County property record for 1550 Cartwright Loop, Albany, KY 42602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,146 sqft · built 1965 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 043-00-00-036.00 |
| Primary APN | 043-00-00-036.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Total Area |
| Family Room | Family Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6080 |
|---|---|
| Street Address | 1550 CARTWRIGHT LOOP |
| City | ALBANY |
| State | KY |
| Zip | 42602-7016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H-L ON CARTWRIGHT LOOP |
| Jurisdiction | CLINTON KY |
| Township / Civil Division | CUMBERLAND CITY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970100 |
Source: Clinton County assessment roll, as of January 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1550 CARTWRIGHT LOOP, ALBANY, KY 42602-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES TRUST COMPANY |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2012 |
| Transfer Doc | 000148/758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Recording Date | Jul 15, 2026 |
| Property Address | 1550 CARTWRIGHT LOOP, ALBANY, KY 42602-7016 |
| Document Number | 0002032827 |
| Book / Page | 223 / 53 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20262032827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1550 CARTWRIGHT LOOP, ALBANY, KY 42602-7016 |
| Document Number | 0002032827, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 223/53 |
| Instrument | 20262032827 |
| Name | PEOPLES TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 1550 CARTWRIGHT LOOP, ALBANY, KY 42602-7016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1550 CARTWRIGHT LOOP, ALBANY, KY 42602-7016 |
| Document Number | MTG197/395 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | MTG 197/395 |
| Instrument | 154621 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ALBANY, KY 42602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clinton County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clinton County |
| Unified School District | Clinton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,000 (+16.67%) | $35,000 (+16.67%) | |
| 2023 | Homeowner's exemption | $30,000 | $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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