1550 Carroll Rd, Michie, TN 38357 Property Records

McNairy County property record for 1550 Carroll Rd, Michie, TN 38357

Property Summary

Property Type	Rural Home
Details	3 ba · 2,304 sqft · built 2021
Lot Size	21.5 acres (936,540 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Nov 2019)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055154 00301`

Property Details

APN / Parcel Number

Primary APN	`055154 00301`
Alternative APN	`154 00301`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,304 sqft
Basement Area	2,304 sqft
Finished Basement	2,304 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	936,540 sqft (21.5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1550 CARROLL RD
City	MICHIE
State	TN
Zip	38357-4132
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 4
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2047
Census Tract	930700

Owner

1550 Carroll Rd, a rural home, is owned by an individual who bought it in November 2019.

Source: McNairy County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1, MICHIE, TN 38357-0001
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Closed-End Mortgage COMMERCE BANK
May 19, 2022	Deed of Trust, Mortgage · Construction Mortgage COMMERCE BANK
Jul 28, 2023	Deed of Trust, Mortgage · Closed-End Mortgage COMMERCE BANK
Apr 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST AMERICAN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Deed Document Number	2019113774
Deed Book / Page	252 / 316
Prior Transfer Date	Nov 25, 2014
Prior Transfer Doc	0000232441
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1550 CARROLL RD, MICHIE, TN 38357-4132
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, MICHIE, TN 38357-0001

Mortgage

Document Number	0000201764
Date	Jul 28, 2023
Book Page	20/1764
Instrument	132189

Lender

Name	COMMERCE BANK
Type	Bank
Address	BOWLING GREEN, FL 33834

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	65 Months
Due	Dec 25, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1550 CARROLL RD, MICHIE, TN 38357-4132
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 HIGHLAND DR, CORINTH, MS 38834-3005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000132297
Date	May 19, 2022
Book Page	13/2297
Instrument	126595

Lender

Name	COMMERCE BANK
Type	Bank
Address	CORINTH, MS 38834

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 13, 2023

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1550 CARROLL RD, MICHIE, TN 38357-4132
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, MICHIE, TN 38357-0001

Mortgage

Document Number	0000201637
Date	Jul 28, 2023
Book Page	20/1637
Instrument	132176

Lender

Name	COMMERCE BANK
Type	Bank
Address	CORINTH, MS 38834

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	65 Months
Due	Dec 25, 2028

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCNAIRY TN
Recording Date	Apr 19, 2018
Property Address	CARROLL RD, MICHIE, TN 38357
Book / Page	000426 / 000963
Instrument Date	Feb 24, 2017
Instrument	107165
Transaction Type	Construction Loan
Record Updated	May 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 JACINTO RD BOONEVILLE MS 388297732, BOONEVILLE, MS 38829-7732

Mortgage

Document Number	426963
Date	Apr 19, 2018
Book Page	000426/000963
Instrument	107165

Lender

Name	FIRST AMERICAN NAT'L BK
Type	Bank
Address	BOONEVILLE, MS 38829

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1550 Carroll Rd was $1,742, up 22.3% from the year before.

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (+22.33%) Additional exemption filed	$110,450 (+22.35%) Land $3,175 Building $107,275
2024	$1,424.00	$90,275 (+842.82%) Land $10,100 Building $80,175
2023		$9,575 Land $9,575
2022	$151.00		$469,500 Land $40,400 Building $429,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1550 Carroll Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1550 Carroll Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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