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1550 Bowen Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 1550 Bowen Rd, Elma, NY 14059

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,774 sqft · built 1956
Lot Size1.01 acres (44,036 sqft)
OwnerIndividual Name on File
Tax Bill$4,367 (2026)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN144200 146.00-5-14

Property Details

APN / Parcel Number

Primary APN144200 146.00-5-14
Alternative APN
  • 42001460000005014000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,774 sqft Living Area
1st Floor Area1,774 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Lot Area44,036 sqft (1.01 acres)
Lot Dimensions435 ft deep x 101 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1550 BOWEN RD
CityELMA
StateNY
Zip14059-9549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block5
Legal Lot Number14.000
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group2
Census Block2027
Census Tract14102

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1550 BOWEN RD, ELMA, NY 14059-9549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Mar 29, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 7, 2021
Transfer Doc0113772846
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address1550 BOWEN RD, ELMA, NY 14059-9549
Transaction TypeMortgage
Record UpdatedFeb 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 BOWEN RD, ELMA, NY 14059-9549

Mortgage

Document Number0139873712
DateMar 29, 2021
Book Page13987/3712
Instrument2021059080
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueFeb 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateMar 29, 2021
Property Address1550 BOWEN RD, ELMA, NY 14059-9549
Document Number0113772846
Book / Page11377 / 2846
Instrument DateJan 7, 2021
Instrument2021059079
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1550 BOWEN RD, 1550, ELMA, NY 14059-9549

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 BOWEN RD, ELMA, NY 14059-9549

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,367.00 (+1.58%) Homeowner's exemption
2025$4,299.00 (+2.53%)$7,400 (-) Land $1,500 Building $5,900$284,600 (+3.84%) Land $57,689 Building $226,911
2024$4,193.00 Homeowner's exemption$7,400 (-) Land $1,500 Building $5,900$274,074 (+3.7%) Land $55,556 Building $218,518
2023Homeowner's exemption$7,400 Land $1,500 Building $5,900$264,286 Land $53,571 Building $210,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1985–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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