1550 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1550 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,060 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2021)
Tax Bill	$10,542 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-427-003`

Property Details

APN / Parcel Number

Primary APN	`09-05-427-003`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	2,060 sqft Building Perimeter
1st Floor Area	2,060 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905427003
Street Address	1550 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 - RESTON PONDS - UNIT 2
Legal Subdivision	RESTON PONDS
Legal Lot Number	88
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1042
Census Tract	600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2021	Warranty Deed, Transfer · FHA Mortgage LIFESTONE MORTGAGE CORP
Sep 3, 2021	Re-recorded Document ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Apr 25, 2012 · Amount on Record
Deed Document Number	202111070
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0000011542
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064

Mortgage

Document Number	0000004210
Date	Jun 22, 2023
Instrument	2023004210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 24, 2021
Property Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064
Document Number	0000011070
Map Reference	DOC 2004012015
Instrument Date	Jun 8, 2021
Instrument	2021011070
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064

Mortgage

Document Number	0000011071
Date	Aug 24, 2021
Instrument	2021011071

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DE KALB IL
Recording Date	Sep 3, 2021
Property Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064
Document Number	0000011542
Map Reference	DOC 2004012015
Instrument Date	Jun 8, 2021
Instrument	2021011542
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 BAILEY RD, SYCAMORE, IL 60178-3064

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,169 (+16.92%) Land $16,183 Building $126,986	$429,507 (+16.92%) Land $48,549 Building $380,958
2024	$10,542.00
2023		$122,452 Land $14,971 Building $107,481	$367,356 Land $44,913 Building $322,443

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon, Watch TV.

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