San Luis Obispo County property record for 1550 8th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,656 sqft · built 1972 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Jan 2002) |
| Tax Bill | $7,486 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Apr 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-371-023 |
| Primary APN | 038-371-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1550 8TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 92 LTS 36 & 37 |
| Legal Subdivision | EL MORO |
| Legal Block | 92 |
| Legal Lot Number | 36,37 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10701 |
1550 8th St is owned and occupied by an individual who acquired it in April 2024.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Transfer on Death Deed, Transfer |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OWN IT HM LOANS |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2002 · Amount on File |
| Deed Sale | Jan 10, 2002 · Amount on File |
| Prior Sale | Jul 16, 1998 · Amount on File |
| Deed Document Number | 20022178 |
| Last Transfer Date | Apr 15, 2024 |
| Transfer Doc | 0000010789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 24, 2024 |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Number | 0000010789 |
| Map Reference | MB A PG 80 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024010789 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC |
| Name | Verified Name |
|---|---|
| Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Number | 0000026349 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021026349 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000041902 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019041902 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Number | 0000006591 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1550 8TH ST LOS OSOS CA 934021624, LOS OSOS, CA 93402-1624 |
| Document Number | 0000006591 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 6591 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Number | 0000011804 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 1550 8TH ST LOS OSOS CA 934021624, LOS OSOS, CA 93402-1624 |
| Document Number | 0000011804 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 11804 |
| Name | OWN IT HM LOANS |
|---|---|
| Address | MELVILLE, NY 11753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 2, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Number | 0000005086 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | BNT TITLE COMPANY/CA |
| Name | Verified Name |
|---|---|
| Address | 1550 8TH ST LOS OSOS CA 934021624, LOS OSOS, CA 93402-1624 |
| Document Number | 0000005086 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 5086 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1550 8TH ST, LOS OSOS, CA 93402-1624 |
| Document Number | 0000036557 |
| Instrument Date | Aug 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1550 8TH ST LOS OSOS CA 934021624, LOS OSOS, CA 93402-1624 |
| Document Number | 0000036557 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 36557 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2047 |
The 2025 property tax bill for 1550 8th St was $7,486 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $435,076 (+2%) Land $203,412 Building $231,664 | |
| 2025 | $7,486.00 Homeowner's exemption | $426,546 Land $199,424 Building $227,122 |
| 2023 | $7,378.00 (+2.5%) Homeowner's exemption | $409,984 Land $191,681 Building $218,303 |
| 2022 | $7,198.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1550 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1550 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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