155 White Pine Cir, Elkton, MD 21921 Property Records

Cecil County property record for 155 White Pine Cir, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,232 sqft · built 1988
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2009)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-089042`

Property Details

APN / Parcel Number

Primary APN	`05-089042`
Alternative APNs	`5089042` `089042`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,232 sqft Total Area
Basement Area	630 sqft
Finished Basement	630 sqft
Utility Area	529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	350 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089042
Street Address	155 WHITE PINE CIR
City	ELKTON
State	MD
Zip	21921-7286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 154-1.7077 ACRE 155 WHITE PINE CIRCLE ARUNDEL
Legal Subdivision	ARUNDEL
Legal Block	A
Legal Lot Number	154
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	3
Census Block	3003
Census Tract	30904

Owner

Source: Cecil County records · APN 05-089042

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	155 WHITE PINE CIR, ELKTON, MD 21921-7286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2009 · Amount on Record
Deed Sale	Sep 22, 2009 · Amount on Record
Prior Sale	Jun 20, 2006 · Amount on Record
Deed Document Number	2009279925
Deed Book / Page	2720 / 22
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	May 13, 2026
Property Address	155 WHITE PINE CIR, ELKTON, MD 21921-7286
Document Number	0057840500
Book / Page	5784 / 500
Instrument Date	May 01, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 WHITE PINE CIR, ELKTON, MD 21921-7286

Mortgage

Document Number	5784000500,
Date	May 13, 2026
Book Page	5784/500

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,000 (+6.55%) Land $88,700 Building $300,300	$389,000 (-) Land $88,700 Building $300,300
2025	$3,840.00 (+34.08%) Homeowner's exemption	$365,100 (+15.06%)	$389,000 (+22.6%) Land $88,700 Building $300,300
2023	$2,864.00 Homeowner's exemption	$317,300 Land $88,700 Building $228,600	$317,300 Land $88,700 Building $228,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150309043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.