155 Valley Overlook, Cherry Log, GA 30522 Property Records

Fannin County property record for 155 Valley Overlook, Cherry Log, GA 30522

Property Summary

Property Type	Single Family Home
Details	3,188 sqft
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Feb 2023)
Tax Bill	$4,013 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0036 011D08`

Property Details

APN / Parcel Number

Primary APN	`0036 011D08`
Alternative APN	`32486`

Interior

Building Area	3,188 sqft Heated Area
1st Floor Area	108 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	276 sqft
Deck Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	32486
Street Address	155 VALLEY OVERLOOK
City	CHERRY LOG
State	GA
Zip	30522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	7-1 LL286 LT13 DB1543-681* 1.45 AC
Legal Lot Number	13
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4040
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	395 KNIGHTSBRIDGE, ALABASTER, AL 35007-3910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VANDERBILT MORTGAGE
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	2023-000335
Deed Book / Page	1543 / 681
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	155 VALLEY OVERLOOK, CHERRY LOG, GA 30522
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001473/0000000453
Date	Dec 15, 2021
Book Page	0000001473/0000000453
Instrument	002701910017

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 10, 2023
Property Address	CHERRY LOG, GA 30522
Document Number	001543/681
Book / Page	1543 / 681
Instrument Date	Feb 10, 2023
Instrument	2023-000335
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 KNIGHTSBRIDGE, ALABASTER, AL 35007-3910

Mortgage

Document Number	0001543683
Date	Feb 10, 2023
Instrument	1543/683

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,013.00 (+11.81%)	$442,376 (+20.07%) Land $101,440 Building $340,936	$1,105,941 (+20.07%) Land $253,600 Building $852,341
2023		$368,443 Land $101,440 Building $267,003	$921,108 Land $253,600 Building $667,508
2022	$3,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (1994–2026)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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