155 Two Waters Way, Belgrade, MT 59714 Property Records

Gallatin County property record for 155 Two Waters Way, Belgrade, MT 59714

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,218 sqft · built 2015
Lot Size	20.1 acres (877,647 sqft)
Owner	2 Individual Names on File
Last Sale	$638,000 (Apr 2020)
Tax Bill	$6,620 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000RFG8289`

Property Details

APN / Parcel Number

Primary APN	`000RFG8289`
Alternative APNs	`06-0904-04-3-01-70-0000` `R0678364`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,218 sqft Living Area
1st Floor Area	2,610 sqft
Upper Floors Area	608 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	877,647 sqft (20.1 acres)
Garage Type	Detached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	898 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000RFG8289
Street Address	155 TWO WATERS WAY
City	BELGRADE
State	MT
Zip	59714-7715
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S04, T01 S, R05 E, C.O.S. 1909C, PARCEL 6, ACRES 20.148
Legal Range	05E
Legal Township	01S
Legal Section	04
Legal Subdivision	SURVEY NO 1909C
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3045
Census Tract	101

Owner

155 Two Waters Way, a rural home, is owned and occupied by two individuals who bought it in April 2020.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 TWO WATERS WAY, BELGRADE, MT 59714-7715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	20202678287
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	155 TWO WATERS WAY, BELGRADE, MT 59714-7715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2572683
Date	Feb 22, 2017
Instrument	2572683

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Nov 3, 2017

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Apr 13, 2020
Property Address	155 TWO WATERS WAY, BELGRADE, MT 59714-7715
Document Number	2678287
Instrument Date	Apr 13, 2020
Instrument	2678287
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 TWO WATERS WAY, BELGRADE, MT 59714-7715

Mortgage

Document Number	2678288
Date	Apr 13, 2020
Instrument	2678288

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	2678289
Date	Apr 13, 2020
Instrument	2678289

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	155 TWO WATERS WAY, BELGRADE, MT 59714-7715
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2593269
Date	Sep 20, 2017
Instrument	2593269

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 155 Two Waters Way was $6,620.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,620.00	$1,483,567	$1,483,567 Land $350,227 Building $1,133,340
2023	$8,629.00	$1,421,005	$1,421,005 Land $221,655 Building $1,199,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Two Waters Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Two Waters Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SkyNet Communications Fixed Wireless	900 / 500
Wisp West Fixed Wireless	100 / 5

May also be available: AT&T, Global Net, Verizon.

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