155 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 155 Teal Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,221 sqft · built 1989
Lot Size	0.17 acres (7,400 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Oct 2014)
Tax Bill	$5,758 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-089371`

Property Details

APN / Parcel Number

Primary APN	`03-089371`
Alternative APN	`089371`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,221 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	198 sqft
Deck Area	121 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089371
Street Address	155 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-04-251 7400 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES
Legal Lot Number	251
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6119 STEPHENS XING, MECHANICSBURG, PA 17050-2371
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2014 · Amount on Record
Deed Sale	Oct 10, 2014 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Book / Page	6444 / 480
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	0063570004
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	155 TEAL CIR, OCEAN PINES, MD 21811-1531
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080430390
Date	May 10, 2021
Book Page	8043/390

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 10, 2018
Property Address	155 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0072810193
Book / Page	007281 / 000193
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6119 STEPHENS XING MECHANICSBURG PA 170502371, MECHANICSBURG, PA 17050-2371

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	155 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0070690398
Book / Page	007069 / 000398
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6119 STEPHENS XING MECHANICSBURG PA 170502371, MECHANICSBURG, PA 17050-2371

Mortgage

Document Number	0070690398
Date	Sep 5, 2017
Book Page	007069/000398

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,758.00 (+9.49%)	$623,833 (+9.49%)	$677,900 (-) Land $199,300 Building $478,600
2025	$5,259.00 (+12.83%)	$569,767 (+16.97%)	$677,900 (+31.45%) Land $199,300 Building $478,600
2023	$4,661.00	$487,100	$515,700 Land $179,800 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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