155 Taft Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 155 Taft Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,576 sqft · built 1995
Lot Size	0.569 acres (24,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Sep 2020)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3785-58-4006.000`

Property Details

APN / Parcel Number

Primary APN	`3785-58-4006.000`
Alternative APN	`80075531`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Heated Area
Gross Area	2,944 sqft
1st Floor Area	1,336 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	24,786 sqft (0.569 acres)
Lot Width	165 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	784 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80075531
Street Address	155 TAFT RD
City	STONY POINT
State	NC
Zip	28678-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1535
Legal Subdivision	SHILOH NORTH
Legal Block	58
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2002
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 TAFT RD, STONY POINT, NC 28678-9417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Aug 1, 2003 · Amount on Record
Deed Book / Page	2739 / 1571
Prior Transfer Date	Jun 5, 2002
Prior Transfer Doc	13710954
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 30, 2020
Property Address	155 TAFT RD, STONY POINT, NC 28678-9417
Document Number	27391571
Book / Page	2739 / 1571
Map Reference	MB 1422 PG 439
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7930 SWEETBAY ST, 7930, BEAUMONT, TX 77707-3655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 TAFT RD, STONY POINT, NC 28678-9417

Mortgage

Document Number	27391574
Date	Sep 30, 2020
Instrument	2739/1574

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,510 (-) Land $18,440 Building $181,070	$199,510 (-) Land $18,440 Building $181,070
2025	$1,237.00	$199,510 (-) Land $18,440 Building $181,070	$199,510 (-) Land $18,440 Building $181,070
2024	$1,237.00	$199,510 (-) Land $18,440 Building $181,070	$199,510 (-) Land $18,440 Building $181,070
2023	$1,237.00 (+36.08%)	$199,510 (+47.32%) Land $18,440 Building $181,070	$199,510 (+47.32%) Land $18,440 Building $181,070
2022	$909.00	$135,430 Land $11,060 Building $124,370	$135,430 Land $11,060 Building $124,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20