155 Stepanek Rd, Troy, MO 63379 Property Records

Lincoln County property record for 155 Stepanek Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,045 sqft · built 1977
Lot Size	13.5 acres (590,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2017)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-40-18-000-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`15-40-18-000-000-007.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
Attic	Attic
Attic Area	317 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	590,238 sqft (13.5 acres)
Garage Type	Detached
Garage Area	840 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	155 STEPANEK RD
City	TROY
State	MO
Zip	63379-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.55 AC PT NW1/2 SEC 18
Legal Range	01W
Legal Township	49N
Legal Section	18
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3025
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 STEPANEK RD, TROY, MO 63379-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	20178832
Deed Book / Page	2415 / 352
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 17, 2026
Property Address	155 STEPANEK RD, TROY, MO 63379-4541
Document Number	002519/460
Book / Page	2519 / 460
Instrument Date	Mar 16, 2026
Instrument	2026002372
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	155 STEPANEK RD, TROY, MO 63379-4541

Mortgage

Document Number	2026002373
Date	Mar 17, 2026
Instrument	2026002373

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	155 STEPANEK RD, TROY, MO 63379-4541
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2464/845
Date	May 28, 2021
Book Page	2464/845
Instrument	2021007382

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	155 STEPANEK RD, TROY, MO 63379-4541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2444/652
Date	Mar 18, 2020
Book Page	2444/652
Instrument	2020002658

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 18, 2017
Property Address	155 STEPANEK RD, TROY, MO 63379-4541
Document Number	2415/0352
Book / Page	2415 / 0352
Instrument Date	Sep 14, 2017
Instrument	2017008832
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 STEPANEK RD, TROY, MO 63379-4541

Mortgage

Document Number	2017008833
Date	Sep 18, 2017
Instrument	2017008833

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,426 (+1.36%) Land $2,987 Building $28,439
2025	$1,891.00 (+4.24%)	$31,003 (+5.65%) Land $2,987 Building $28,016	$165,400 (+7.1%) Land $15,720 Building $149,680
2023	$1,814.00 (+4.67%)	$29,344 Land $2,835 Building $26,509	$154,440 Land $14,920 Building $139,520
2022	$1,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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