155 Spencer Ct, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 155 Spencer Ct, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.319 acres (13,898 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-09-19-203-011`

Property Details

APN / Parcel Number

Primary APN	`17-09-19-203-011`

Exterior

Lot Area	13,898 sqft (0.319 acres)

Location & Zoning

Street Address	155 SPENCER CT
City	BOURBONNAIS
State	IL
Zip	60914-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOODWIN SUB LOT 13 & W 4' LOT 12 19-31-12E
Legal Subdivision	GOODWIN SUB
Legal Lot Number	12,13
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	3
Census Block	3015
Census Tract	12000

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 SPENCER CT, BOURBONNAIS, IL 60914-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage C & R MORTGAGE CORP
Oct 30, 2023	Special Warranty Deed, Transfer · VA Mortgage C & R MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023
Deed Sale	Oct 30, 2023
Deed Document Number	202310601
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	155 SPENCER CT, BOURBONNAIS, IL 60914-1937
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202509753
Date	Oct 8, 2025
Instrument	202509753

Lender

Name	C & R MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.5%

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 30, 2023
Property Address	155 SPENCER CT, BOURBONNAIS, IL 60914-1937
Document Number	0202310601
Instrument Date	Oct 27, 2023
Instrument	202310601
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	STANDARD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 UNIVERSITY AVE, BOURBONNAIS, IL 60914-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	155 SPENCER CT, BOURBONNAIS, IL 60914-1937

Mortgage

Document Number	0202310602
Date	Oct 30, 2023
Instrument	202310602

Lender

Name	C & R MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.63%

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,523.00 (-9.83%)	$66,068 (+18.21%) Land $11,048 Building $55,020	$198,204 (+18.21%) Land $33,144 Building $165,060
2024	$5,016.00 (+17.31%)
2023		$55,890 (+12.48%) Land $7,829 Building $48,061	$167,670 (+12.48%) Land $23,487 Building $144,183
2022	$4,276.00	$49,690 Land $4,715 Building $44,975	$149,070 Land $14,145 Building $134,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1982–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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