155 South St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 155 South St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1951
Lot Size	0.62 acres (27,012 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Sep 2022)
Tax Bill	$9,312 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:003.0-0000-0003.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:003.0-0000-0003.0`
Alternative APNs	`M:003.0=0000=0003.0` `20000000030` `20000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,688 sqft
Basement Area	896 sqft
Unfinished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,012 sqft (0.62 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20000000030
Street Address	155 SOUTH ST
City	READING
State	MA
Zip	01867-3774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2006
Census Tract	334100

Owner

155 South St is owned and occupied by two individuals who bought it in September 2022.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 SOUTH ST, READING, MA 01867-3774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Apr 30, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 12, 2022	Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK
Oct 17, 2017	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	2022138774
Deed Book / Page	80698 / 221
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Jun 26, 2026
Property Address	155 SOUTH ST, READING, MA 01867-3774
Document Number	0000077831
Book / Page	85796 / 528
Instrument Date	Jun 5, 2026
Instrument	202677831
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SOUTH ST, READING, MA 01867-3774

Mortgage

Document Number	0000077831,
Date	Jun 26, 2026
Book Page	85796/528
Instrument	202677831

Lender

Agreement

Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	155 SOUTH ST, READING, MA 01867-3774
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081865-433
Date	Aug 8, 2023
Book Page	81865/433
Instrument	88450

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	155 SOUTH ST, READING, MA 01867-3774
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084032-254
Date	Apr 30, 2025
Book Page	84032/254
Instrument	45922

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2052

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 12, 2022
Property Address	155 SOUTH ST, READING, MA 01867-3774
Document Number	080698-221
Book / Page	80698 / 221
Instrument Date	Sep 12, 2022
Instrument	138774
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	155 SOUTH ST, READING, MA 01867-3774

Mortgage

Document Number	0000138775
Date	Sep 12, 2022
Instrument	138775

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	155 SOUTH ST, READING, MA 01867-3774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72301-472
Date	Mar 6, 2019
Book Page	72301/472
Instrument	27640

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2044

October 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	READING MA
Recording Date	Oct 17, 2017
Property Address	155 SOUTH ST, READING, MA 01867-3774
Document Number	70084-595
Book / Page	070084 / 000595
Instrument Date	Oct 4, 2017
Instrument	7634
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SOUTH ST READING MA 018673774, READING, MA 01867-3774

Tax Assessment & Valuation

The 2026 property tax bill for 155 South St was $9,312, up 1.4% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,312.00 (+1.43%)	$849,600 (+5.4%) Land $576,200 Building $257,000	$849,611 (+5.53%)
2025	$9,181.00 (+1.08%)	$806,100 (+4.01%) Land $546,100 Building $260,000	$805,125 (+8.54%)
2024	$9,083.00 (+3.01%)	$775,000 (+10.65%) Land $524,600 Building $250,400	$741,760
2023	$8,818.00	$700,400 Land $473,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 South St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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