155 Smith Rd, Gadsden, AL 35903 Property Records

Etowah County property record for 155 Smith Rd, Gadsden, AL 35903

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,504 sqft · built 2018
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,800 (Jun 2015)
Tax Bill	$1,031 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-02-03-0-000-013.006`

Property Details

APN / Parcel Number

Primary APN	`14-02-03-0-000-013.006`
Alternative APNs	`206539` `25081`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,504 sqft Living Area
1st Floor Area	2,441 sqft
2nd Floor Area	63 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	206539
Street Address	155 SMITH RD
City	GADSDEN
State	AL
Zip	35903-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - COM SE COR SE1/4 NW1/4 TH W 502 TO W ROW OF SMITH RD TH NE 506 ALONG ROW TO POB TH NE 595.1 ALONG ROW TH NW 293.6 TH SW 595.1 TH SE 2 93.6TO POB LYING IN SE1/4 NW1/4 3-12-7 1340-677,1995 WILL,D-2004-2330,D-2011-3353739,D-2015-3419362
Legal Range	7E
Legal Township	12S
Legal Section	3
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	1
Census Block	1036
Census Tract	10602

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 SMITH RD, GADSDEN, AL 35903-4618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN METRO BANK
Mar 26, 2018	Deed of Trust, Mortgage · Construction Mortgage METRO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	20153419362
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	155 SMITH RD, GADSDEN, AL 35903-4618
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003516477
Date	Feb 22, 2021
Instrument	3516477

Lender

Name	AMERICAN METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	155 SMITH RD, GADSDEN, AL 35903-4618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3464924
Date	Mar 26, 2018
Instrument	3464924

Lender

Name	METRO BANK
Type	Bank
Address	GADSDEN, AL 35907

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,031.00 (-11.8%) Homeowner's exemption
2025	$1,169.00 Homeowner's exemption	$33,840 (+0.03%) Land $2,800 Building $31,040	$338,300 (-) Land $28,000 Building $310,300
2023	$1,169.00 (-19.93%) Homeowner's exemption	$33,830 (-19.32%) Land $2,800 Building $31,030	$338,300 (-19.32%) Land $28,000 Building $310,300
2022	$1,460.00 Homeowner's exemption	$41,930 Land $2,800 Building $39,130	$419,300 Land $28,000 Building $391,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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