Somerset County and Watchung Borough property record for 155 Scott Dr, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 3,522 sqft · built 1978 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $880,000 (Dec 2003) |
| Tax Bill | $20,246 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-01601-0000-00004 |
| Primary APN | 21-01601-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,522 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 155 SCOTT DR |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | ADDITIONAL LOTS: PT. ASSD.GREEN BROOK |
| Legal Subdivision | WATCHUNG DEV CORP |
| Legal Block | 1601 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 52300 |
155 Scott Dr is owned and occupied by an individual who bought it in December 2003.
Source: Somerset County and Watchung Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 155 SCOTT DR, WATCHUNG, NJ 07069-6301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| May 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2003 · Amount on File |
| Deed Sale | Dec 18, 2003 · Amount on File |
| Deed Book / Page | 5521 / 1928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 155 SCOTT DR, WATCHUNG, NJ 07069-6301 |
| Document Number | 0000020632 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 155 SCOTT DR WATCHUNG NJ 070696301, WATCHUNG, NJ 07069-6301 |
| Document Number | 0000020632 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 007212/001188 |
| Instrument | 20632 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 155 SCOTT DR, WATCHUNG, NJ 07069-6301 |
| Document Number | 0000021051 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 155 SCOTT DR WATCHUNG NJ 070696301, WATCHUNG, NJ 07069-6301 |
| Document Number | 0000021051 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 007048/001535 |
| Instrument | 21051 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 155 Scott Dr was $20,246, up 5% from the year before.
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,800 (-37.93%) Land $448,500 Building $195,300 | $643,800 (-37.93%) Land $448,500 Building $195,300 | |
| 2025 | $20,246.00 (+4.98%) | $1,037,200 Land $419,100 Building $618,100 | $1,037,200 Land $419,100 Building $618,100 |
| 2024 | $19,286.00 | ||
| 2023 | $910,200 Land $366,000 Building $544,200 | $910,200 Land $366,000 Building $544,200 | |
| 2022 | $18,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Scott Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Scott Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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