155 Sandy Pond Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 155 Sandy Pond Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,322 sqft · built 1986
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Tax Bill$5,698 (2025)
Deeds & MortgagesJan 2018 Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNAYER M:023 B:0000 L:0030

Property Details

APN / Parcel Number

Primary APNAYER M:023 B:0000 L:0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,322 sqft Living Area
Basement Area1,056 sqft
Unfinished Basement336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1997
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address155 SANDY POND RD
CityAYER
StateMA
Zip01432-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number30
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2039
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address155 SANDY POND RD, AYER, MA 01432-1501
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2018Deed of Trust, Mortgage · Closed-End Mortgage
SANTANDER BANK NA
Dec 10, 2019Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address155 SANDY POND RD, AYER, MA 01432-1501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70470-213
DateJan 3, 2018
Book Page70470/213
Instrument1379
Lender
NameSANTANDER BANK NA
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term348 Months
DueJan 1, 2047

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address155 SANDY POND RD, AYER, MA 01432-1501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73793-242
DateDec 10, 2019
Book Page73793/242
Instrument194435
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJan 1, 2060

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,698.00 (+9.05%)$476,400 (+13.24%) Land $142,100 Building $334,300$592,325 (+4.23%)
2024$568,290
2023$5,225.00$420,700 Land $152,300 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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