155 Ryan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 155 Ryan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Dec 2019)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00480-0080`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00480-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	155 RYAN DR
City	PALM COAST
State	FL
Zip	32164-6487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00048 LOT 0008 SUBDIVISION OR 203/637 OR 1309/1744-DC-HEN OR 1947/1494 OR 2097/122-DC OR 2097/123-ACM OR 2400/256 OR 2404/1757 OR 2456/1026
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	48
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3007
Census Tract	60214

Owner

155 Ryan Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	155 RYAN DR, PALM COAST, FL 32164-6487
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Dec 11, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)
Nov 20, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	201946132
Deed Book / Page	2404 / 1757
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	0021550207
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 8, 2020
Property Address	155 RYAN DR, PALM COAST, FL 32164-6487
Document Number	0024561026
Book / Page	002456 / 001026
Instrument Date	Jun 30, 2020
Instrument	25621
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 7, 2020
Title Company	EMPOWER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 RYAN DR PALM COAST FL 32164, PALM COAST, FL 32164

Mortgage

Document Number	24561028
Date	Jul 8, 2020
Book Page	002456/001028
Instrument	25622

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 11, 2019
Property Address	155 RYAN DR, PALM COAST, FL 32164-6487
Document Number	0024041757
Book / Page	002404 / 001757
Instrument Date	Dec 6, 2019
Instrument	46132
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Tax	$4,375.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #4 THE WOODLANDS TX 773803258, 4, THE WOODLANDS, TX 77380-3258
Investor	Possibly a Property Investor

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 20, 2019
Property Address	155 RYAN DR, PALM COAST, FL 32164-6487
Document Number	0024000256
Book / Page	002400 / 000256
Instrument Date	Nov 5, 2019
Instrument	43387
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 155 Ryan Dr was $3,321 with a homeowner's exemption, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,321.00 (+2.5%) Homeowner's exemption	$225,919	$273,630 Land $55,000 Building $218,630
2024	$3,240.00 (+2.63%)
2023	$3,157.00 (+1.02%) Homeowner's exemption	$213,157 (+3%)	$273,012 (+2.16%) Land $43,000 Building $230,012
2022	$3,125.00 Homeowner's exemption	$206,948	$267,246 Land $44,500 Building $222,746

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 155 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Ryan Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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