155 Rosebay Dr, Apt 23, Encinitas, CA 92024 Property Records

San Diego County property record for 155 Rosebay Dr, Apt 23, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1980
Lot Size	2.05 acres (89,590 sqft)
Owner	Trust Name on File
Last Sale	$162,500 (Aug 2000)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Sep 2018 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-141-01-23`

Property Details

APN / Parcel Number

Primary APN	`258-141-01-23`
Alternative APN	`2581402323`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Lot Area	89,590 sqft

Location & Zoning

Old Parcel Number	2581402323
Street Address	155 ROSEBAY DR, 23
City	ENCINITAS
State	CA
Zip	92024-3336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R20
Legal Description	SEC 15-13-4W US 23PER DOC92-216120&UND INT IN NEQ OF NEQ
Legal Range	04W
Legal Township	13
Legal Section	15
Legal Subdivision	ROSEBAY
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

155 Rosebay Dr, Apt 23 is owner-occupied and held in a trust since August 2000.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	155 ROSEBAY DR, 23, ENCINITAS, CA 92024-3336
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2000 · Amount on File
Deed Sale	Aug 9, 2000 · Amount on File
Prior Sale	Feb 27, 1997 · Amount on File
Deed Document Number	2000422854
Prior Transfer Date	Oct 7, 1996
Prior Transfer Doc	0000087421
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 ROSEBAY DR APT 23, 23, ENCINITAS, CA 92024-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392607
Date	Sep 20, 2018
Instrument	2018-0392607

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 20, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 ROSEBAY DR APT 23, 23, ENCINITAS, CA 92024-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ROSEBAY DR 23, 23, ENCINITAS, CA 92024-3336

Mortgage

Document Number	0000005954
Date	Jan 6, 2021
Instrument	2021-0005954

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 155 Rosebay Dr, Apt 23 was $2,975 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,730 (+2%) Land $83,407 Building $166,323
2025	$2,975.00 Homeowner's exemption	$244,834 Land $81,772 Building $163,062
2023	$2,798.00 (+0.5%) Homeowner's exemption	$235,329 Land $78,598 Building $156,731
2022	$2,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 155 Rosebay Dr, Apt 23 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Rosebay Dr, Apt 23 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum.

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