Stafford County property record for 155 River Point Rd, Fredericksburg, VA 22406
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 3.14 acres (136,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,205,195 (Apr 2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42D-21 |
| Primary APN | 42D-21 |
|---|---|
| Alternative APN |
|
| Lot Area | 136,778 sqft (3.14 acres) |
|---|
| Account Number | 62140 |
|---|---|
| Street Address | 155 RIVER POINT RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-0008 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A2 |
| Legal Description | LOT 21 3.1400 AC RIVER POINT PM240000085 |
| Legal Lot Number | 21 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10307 |
155 River Point Rd, residential vacant land, is owned and occupied by two individuals who bought it in April 2026.
Source: Stafford County records, as of April 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 RIVER POINT RD, FREDERICKSBURG, VA 22406-0008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Apr 9, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Apr 24, 2025 · Amount on File |
| Deed Document Number | 20264870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 155 RIVER POINT RD, FREDERICKSBURG, VA 22406-0008 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Name | Verified Name |
|---|---|
| Address | 1320 OLD CHAIN BRIDGE RD 270, 270, MCLEAN, VA 22101-3919 |
| Investor | Possibly a Property Investor |
| Document Number | 0250010244 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 250010244 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Apr 9, 2026 |
| Property Address | 155 RIVER POINT RD, FREDERICKSBURG, VA 22406-0008 |
| Document Number | 0000004870 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026.4870 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NETWORK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,725.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 155 RIVER POINT RD, FREDERICKSBURG, VA 22406-0008 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004871, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026.4871 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $200,000 Land $200,000 | $200,000 Land $200,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 155 River Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 River Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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