155 Papas Trl, Toccoa, GA 30577 Property Records

Habersham County property record for 155 Papas Trl, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1990
Lot Size	6.69 acres (291,416 sqft)
Owner	2 Individual Names on Record
Tax Bill	$843 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`144 166`

Property Details

APN / Parcel Number

Primary APN	`144 166`
Alternative APNs	`635639` `417588`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Heated Area
Gross Area	3,008 sqft
1st Floor Area	1,332 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Unfinished Basement	504 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	291,416 sqft (6.69 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Deck Area	28 sqft
Patio Area	150 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	417588
Street Address	155 PAPAS TRL
City	TOCCOA
State	GA
Zip	30577-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	12-129 PB 30-122 418-252
Jurisdiction	HABERSHAM GA
Township / Civil Division	TURNERVILLE
Census Block Group	3
Census Block	3036
Census Tract	100

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHEAST FCU
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHEAST FCU
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES
Nov 13, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST FCU
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 10, 2012
Transfer Doc	0000002800
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01136/1125
Date	Apr 17, 2017
Book Page	1136/1125

Lender

Name	SOUTHEAST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01134/1123
Date	Mar 14, 2017
Book Page	1134/1123

Lender

Name	SOUTHEAST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PAPAS TRL, TOCCOA, GA 30577-5443

Mortgage

Document Number	0000001231/0000000409
Date	Aug 31, 2020
Book Page	0000001231/0000000409

Lender

Name	LOW VA RATES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	Jan 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001152960
Date	Nov 13, 2017
Book Page	1152/960

Lender

Name	CLEARPATH LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001142873
Date	Jul 5, 2017
Book Page	1142/873

Lender

Name	LOAN DEPOT COM
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	May 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011361125
Date	Apr 17, 2017
Book Page	1136/1125

Lender

Name	SOUTHEAST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	155 PAPAS TRL, TOCCOA, GA 30577-5443
Transaction Type	Mortgage
Record Updated	Apr 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011341123
Date	Mar 14, 2017
Book Page	1134/1123

Lender

Name	SOUTHEAST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$843.00 Homeowner's exemption Senior Citizen's exemption	$138,509 (+56.78%) Land $34,066 Building $104,443	$346,272 (+56.78%) Land $85,165 Building $261,107
2023	Homeowner's exemption Senior Citizen's exemption	$88,344 (+12.81%) Land $17,232 Building $71,112	$220,860 (+12.81%) Land $43,080 Building $177,780
2022	Homeowner's exemption Senior Citizen's exemption	$78,312 Land $17,232 Building $61,080	$195,780 Land $43,080 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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