155 Palmer Ave, Colon, MI 49040 Property Records

St. Joseph County property record for 155 Palmer Ave, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,544 sqft
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 2018)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-060-004-00`

Property Details

APN / Parcel Number

Primary APN	`041-060-004-00`

Interior

Full Baths	1 Bath
Building Area	1,544 sqft Building Perimeter
1st Floor Area	908 sqft
Basement Area	848 sqft
Unfinished Basement	848 sqft

Exterior

Architectural Style	Ranch
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	126 ft deep x 132 ft wide
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	155 PALMER AVE
City	COLON
State	MI
Zip	49040-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7. ASSESSORS PLAT NO. 1. VILL OF COLON.
Legal Subdivision	ASSESS PLA #1 VILLAGE OF COLON
Legal Lot Number	6-7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	2
Census Block	2012
Census Tract	41302

Owner

155 Palmer Ave is owned and occupied by two individuals who bought it in September 2018.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 PALMER AVE, COLON, MI 49040-9302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Sep 12, 2018	Warranty Deed, Transfer · ARM OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Jan 4, 2007 · Amount on File
Deed Book / Page	1930 / 674
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	155 PALMER AVE, COLON, MI 49040-9302
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01934/0446
Date	Oct 9, 2018
Book Page	1934/0446

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 12, 2018
Property Address	155 PALMER AVE, COLON, MI 49040-9302
Document Number	01930/0674
Book / Page	1930 / 0674
Map Reference	LB2 PG58
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19827 G DR N, 19827, MARSHALL, MI 49068-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PALMER AVE, COLON, MI 49040-9302

Mortgage

Document Number	0001930676
Date	Sep 12, 2018
Instrument	1930/676

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.99%
Index	Other
Max Rate	9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 155 Palmer Ave was $1,128 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,000	$204,000
2025	$1,128.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Palmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Palmer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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