155 Osgood St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 155 Osgood St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,716 sqft · built 1960
Lot Size	1.48 acres (64,687 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Nov 2019)
Tax Bill	$10,915 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00198 B:00001 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00198 B:00001 L:0000B`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	4,217 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,687 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	155 OSGOOD ST
City	ANDOVER
State	MA
Zip	01810-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRC
Legal Subdivision	ANDOVER
Legal Block	1
Legal Lot Number	B
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3008
Census Tract	254402

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	155 OSGOOD ST, ANDOVER, MA 01810-5406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 14, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ONE AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	201928677
Deed Book / Page	16080 / 2
Last Transfer Date	Sep 10, 2021
Transfer Doc	17145-64
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 22, 2021
Property Address	155 OSGOOD ST, ANDOVER, MA 01810-5406
Document Number	17145-64
Book / Page	17145 / 64
Instrument Date	Sep 10, 2021
Instrument	31603
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 OSGOOD ST, ANDOVER, MA 01810-5406

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	155 OSGOOD ST, ANDOVER, MA 01810-5406
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14966-287
Date	Jan 24, 2017
Book Page	14966/287
Instrument	2135

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Nov 14, 2019
Property Address	155 OSGOOD ST, ANDOVER, MA 01810-5406
Document Number	16080-2
Book / Page	16080 / 2
Instrument Date	Nov 9, 2019
Instrument	28677
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 OSGOOD ST, ANDOVER, MA 01810-5406

Mortgage

Document Number	28678
Date	Nov 14, 2019
Instrument	28678

Lender

Name	ONE AMERICAN MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,915.00 (+5.97%)	$873,900 (+9.28%) Land $573,800 Building $300,100	$847,020
2024	$10,300.00 (+4.57%)	$799,700 (+10.9%) Land $515,400 Building $284,300
2023	$9,850.00	$721,100 Land $464,900 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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