Cecil County property record for 155 Old Locust Point Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1944 |
| Lot Size | 0.389 acres (16,944 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,620 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-019140 |
| Primary APN | 02-019140 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Total Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 16,944 sqft (0.389 acres) |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 019140 |
|---|---|
| Street Address | 155 OLD LOCUST POINT RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 62 - .389 ACRE 155 OLD LOCUST POINT RD. S/W OF ELKTON |
| Legal Subdivision | LOCUST POINT HAROLD L & MYRTLE |
| Legal Lot Number | 62 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30200 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 155 OLD LOCUST POINT RD, ELKTON, MD 21921-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 13, 2017 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2026 |
| Transfer Doc | 5809000134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 155 OLD LOCUST POINT RD, ELKTON, MD 21921-7907 |
| Document Number | 5809000134 |
| Book / Page | 5809 / 134 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 155 OLD LOCUST POINT RD, ELKTON, MD 21921-7907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 155 OLD LOCUST POINT RD, ELKTON, MD 21921-7907 |
| Document Number | 0040930234 |
| Book / Page | 004093 / 000234 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 157 OLD LOCUST POINT RD ELKTON MD 219217907, ELKTON, MD 21921-7907 |
| Document Number | 0040930234 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 004093/000234 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | ELKTON, MD 21921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,620.00 (+0.81%) | $143,900 (+1.77%) | $146,400 (-) Land $87,000 Building $59,400 |
| 2025 | $1,607.00 (+90.18%) | $141,400 (+5.1%) | $146,400 (+5.4%) Land $87,000 Building $59,400 |
| 2023 | $845.00 | $134,533 | $138,900 Land $87,000 Building $51,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 45 (1978–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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