155 N Saint Francis Rd, Loretto, KY 40037 Property Records

Marion County property record for 155 N Saint Francis Rd, Loretto, KY 40037

Property Summary

Property Type	General Agricultural/Rural
Details	1,280 sqft · built 1996
Lot Size	14.2 acres (620,730 sqft)
Owner	Company Name on File
Tax Bill	$440 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`021-009-02`

Property Details

APN / Parcel Number

Primary APN	`021-009-02`
Alternative APNs	`70387` `86578`

Interior

Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	620,730 sqft (14.2 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	86578
Street Address	155 N SAINT FRANCIS RD
City	LORETTO
State	KY
Zip	40037-8118
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	155 N ST FRANCIS RD
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1035
Census Tract	970400

Owner

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	155 N SAINT FRANCIS RD, LORETTO, KY 40037-8118
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK
Apr 13, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	155 N SAINT FRANCIS RD, LORETTO, KY 40037-8118
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000439/121
Date	Jan 28, 2020
Book Page	439/121

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	LEBANON, KY 40033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION KY
Recording Date	Apr 13, 2023
Property Address	155 N SAINT FRANCIS RD, LORETTO, KY 40037-8118
Document Number	000356/476
Book / Page	356 / 476
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	155 N SAINT FRANCIS RD, LORETTO, KY 40037-8118

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00 (-1.79%)	$50,000 (-) Land $30,000 Building $20,000	$50,000 (-) Land $30,000 Building $20,000
2023	$448.00	$50,000 Land $30,000 Building $20,000	$50,000 Land $30,000 Building $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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