Madison County property record for 155 Mountain View Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Aug 2024) |
| Tax Bill | $2,668 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-0001-0025 |
| Primary APN | 072B-0001-0025 |
|---|---|
| Alternative APNs |
|
| Account Number | 74058 |
|---|---|
| Street Address | 155 MOUNTAIN VIEW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW ESTS LOT 50 |
| Legal Subdivision | MOUNTAIN VIEW EST |
| Legal Block | B |
| Legal Lot Number | 50 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10901 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 155 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 9, 2024 | Deed, Transfer · USDA Mortgage NOVUS HOME MORTGAGE |
| Apr 24, 2024 | Deed, Transfer · Stand-Alone First Mortgage JAMES BROWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | Apr 24, 2024 · Amount on Record |
| Deed Document Number | 2014216570 |
| Deed Book / Page | D856 / 45 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 155 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 155 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 0M2186/289 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | M2186/289 |
| Instrument | 2014109213 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2062 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 9, 2024 |
| Property Address | 155 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 000D856/45 |
| Book / Page | D856 / 45 |
| Map Reference | MB 4 PG 34 |
| Instrument Date | Jul 31, 2024 |
| Instrument | 2014216570 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TITLE& CLOSING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4065 DALMETTO DR, LEXINGTON, KY 40513 |
| Name | Verified Name |
|---|---|
| Address | 155 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 2014216573 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | 2014216573 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 24, 2024 |
| Property Address | 155 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 00D851/408 |
| Book / Page | D851 / 408 |
| Map Reference | MB 4 PG 34 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2014200601 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1060, RICHMOND, KY 40476-1060 |
| Name | Verified Name |
|---|---|
| Address | 4065 PALMETTO DR, LEXINGTON, KY 40513-1344 |
| Document Number | 2014200602 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2014200602 |
| Name | JAMES BROWN |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,668.00 (+78.7%) Additional exemption filed | $283,000 (+83.77%) | $283,000 (+83.77%) |
| 2023 | $1,493.00 | $154,000 | $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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