Lorain County property record for 155 Monticello Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,591 sqft · built 1977 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,200 (Jul 2009) |
| Tax Bill | $2,605 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-003-103-006 |
| Primary APN | 06-24-003-103-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 1,981 sqft |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 707 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 408 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 155 MONTICELLO CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON VILLAGE SUB 60 X 140 S/L 89 SHERIFF SALE 08CV154850 |
| Legal Subdivision | WASHINGTON VILLAGE SUB |
| Legal Tract | 24 |
| Legal Block | 103 |
| Legal Lot Number | 89 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 70902 |
Source: Lorain County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 155 MONTICELLO CIR, ELYRIA, OH 44035-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2009 · Amount on Record |
| Deed Sale | Jul 15, 2009 · Amount on Record |
| Prior Sale | Jan 21, 2009 · Amount on Record |
| Deed Document Number | 2009303010 |
| Prior Transfer Date | Nov 22, 2005 |
| Prior Transfer Doc | 0000114656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 155 MONTICELLO CIR, ELYRIA, OH 44035-4531 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | LRIEVIEW TITLE, ERIEVIEW TITLE |
| Name | Verified Name |
|---|---|
| Address | 155 MONTICELLO CIR, ELYRIA, OH 44035-4531 |
| Document Number | 0000077349 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-0077349 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 155 MONTICELLO CIR, ELYRIA, OH 44035-4531 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 155 MONTICELLO CIR, ELYRIA, OH 44035-4531 |
| Document Number | 0000869173 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022-0869173 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 155 MONTICELLO CIR, ELYRIA, OH 44035-4531 |
| Document Number | 0000642259 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 155 MONTICELLO CIR ELYRIA OH 440354531, ELYRIA, OH 44035-4531 |
| Document Number | 0000642259 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 642259 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 28, 2032 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,605.00 (+0.7%) | $52,700 (-) Land $14,970 Building $37,730 | $150,570 (-) Land $42,770 Building $107,800 |
| 2024 | $2,587.00 (+17.38%) | $52,700 (+33.45%) Land $14,970 Building $37,730 | $150,570 (+33.45%) Land $42,770 Building $107,800 |
| 2023 | $2,204.00 (+0.32%) | $39,491 (+%) Land $11,617 Building $27,874 | $112,830 (-) Land $33,190 Building $79,640 |
| 2022 | $2,197.00 | $39,490 Land $11,620 Building $27,870 | |
| 2021 | $112,830 Land $33,190 Building $79,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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