Black Hawk County property record for 155 Monroe St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 746 sqft · built 1936 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $39,697 (Jan 2009) |
| Tax Bill | $1,390 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-105-016 |
| Primary APN | 8912-30-105-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 746 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 155 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 24 BLK 4 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1900 |
155 Monroe St is owned by a company that bought it in January 2009.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 128 MOREHOUSE ST, EVANSDALE, IA 50707-1027 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2009 · Amount on File |
| Deed Sale | Jan 26, 2009 · Amount on File |
| Deed Document Number | 200913684 |
| Prior Transfer Date | Jan 15, 2009 |
| Prior Transfer Doc | 2009013684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 155 MONROE ST, WATERLOO, IA 50703-4207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202300012807 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023-00012807 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 121 S STATE ST, DENVER, IA 50622 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2053 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 155 Monroe St was $1,390, up 32.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 (+32.63%) | $68,150 Land $5,340 Building $62,810 | $68,150 Land $5,340 Building $62,810 |
| 2024 | $1,048.00 | ||
| 2023 | $48,350 (+15.34%) Land $5,340 Building $43,010 | $48,350 Land $5,340 Building $43,010 | |
| 2022 | $920.00 | $41,920 Land $5,340 Building $36,580 | |
| 2021 | $41,920 Land $5,340 Building $36,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Monroe St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 155 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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