Frederick County property record for 155 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,387 sqft · built 2012 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (May 2025) |
| Tax Bill | $2,693 (2026) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55L2-6-169 |
| Primary APN | 55L2-6-169 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| Gross Area | 4,637 sqft |
| 1st Floor Area | 1,095 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Rolling |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 284 sqft |
| Deck Area | 190 sqft |
| Patio Area | 430 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048156 |
|---|---|
| Street Address | 155 MERLOT DR |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED BUD RUN L169 S2P6 |
| Legal Subdivision | RED BUD |
| Legal Lot Number | 169 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51104 |
Source: Frederick County records · APN 55L2-6-169
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 25, 2024 | Intrafamily Transfer, Transfer |
| Oct 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jan 28, 2020 | Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Document Number | 20254609 |
| Prior Transfer Date | Jan 24, 2024 |
| Prior Transfer Doc | 0000000605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002308 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 240002308 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 01, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 25, 2024 |
| Property Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Number | 0000000605 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 240000605 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014514 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 200014514 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 28, 2020 |
| Property Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Number | 0000001092 |
| Instrument Date | Jan 25, 2020 |
| Instrument | 200001092 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Number | 0000001093 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 200001093 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,693.00 (+10.41%) | $508,100 (+14.54%) Land $108,000 Building $400,100 | $508,100 (+14.54%) Land $108,000 Building $400,100 |
| 2025 | $2,439.00 | ||
| 2023 | $443,600 Land $92,000 Building $351,600 | $443,600 Land $92,000 Building $351,600 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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