155 McKay Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 155 McKay Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,450 sqft · built 1990
Lot Size	2.09 acres (91,171 sqft)
Owner	2 Individual Names on File
Last Sale	$147,857 (Oct 2019)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016962-2`

Property Details

APN / Parcel Number

Primary APN	`016962-2`
Alternative APNs	`190-01-03-11-0000-00` `1900053867`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	91,171 sqft (2.09 acres)
Terrain	High
Garage Area	991 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Storm Sewer

Location & Zoning

Account Number	016962-2
Street Address	155 MCKAY RD
City	WILMINGTON
State	OH
Zip	45177-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	MS 3908
Legal Subdivision	MILITARY SURV 3908
Legal Block	293
Jurisdiction	CLINTON OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2166
Census Tract	964400

Owner

155 McKay Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Clinton County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 MCKAY RD, WILMINGTON, OH 45177-9454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 9, 2019	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20194326
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	155 MCKAY RD, WILMINGTON, OH 45177-9454
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 MCKAY RD, WILMINGTON, OH 45177-9454

Mortgage

Document Number	202500004129
Date	Sep 30, 2025
Instrument	2025-00004129

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	155 MCKAY RD, WILMINGTON, OH 45177-9454
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002043
Date	Apr 20, 2022
Instrument	2022-00002043

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Oct 9, 2019
Property Address	155 MCKAY RD, WILMINGTON, OH 45177-9454
Document Number	201900004326
Instrument Date	Oct 3, 2019
Instrument	2019-00004326
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	155 MCKAY RD, WILMINGTON, OH 45177-9454

Mortgage

Date	Oct 9, 2019

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 155 McKay Rd was $2,173 with a homeowner's exemption, down 12.1% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Liberty Township
Unified School District	Wilmington City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (-12.13%) Homeowner's exemption	$68,570 (-) Land $16,420 Building $52,150	$195,900 (-) Land $46,900 Building $149,000
2024	$2,473.00 (+13.49%) Homeowner's exemption	$68,570 (-) Land $16,420 Building $52,150	$195,900 (-) Land $46,900 Building $149,000
2023	$2,179.00 (+15.17%) Homeowner's exemption	$68,570 (+26.51%) Land $16,420 Building $52,150	$195,900 Land $46,900 Building $149,000
2022	$1,892.00 Homeowner's exemption	$54,200 Land $10,210 Building $43,990
2020			$154,840 Land $29,160 Building $125,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 155 McKay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 McKay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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