Tioga County and Candor Town property record for 155 Lord Rd, Owego, NY 13827
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 2005 |
| Lot Size | 13.5 acres (588,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2020) |
| Tax Bill | $9,162 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492489 84.00-1-18 |
| Primary APN | 492489 84.00-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 600 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 588,060 sqft (13.5 acres) |
| Lot Width | 409 ft Width |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000002133 |
|---|---|
| Street Address | 155 LORD RD |
| City | OWEGO |
| State | NY |
| Zip | 13827-2952 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | CANDOR |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 20200 |
155 Lord Rd, a residential property, is owned and occupied by two individuals who bought it in November 2020.
Source: Tioga County and Candor Town records, as of May 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 LORD RD, OWEGO, NY 13827-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on File |
| Deed Sale | Nov 13, 2020 · Amount on File |
| Deed Document Number | 20204577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Nov 13, 2020 |
| Property Address | 155 LORD RD, OWEGO, NY 13827-2952 |
| Document Number | 2020000004577 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 20200-00004577 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | EMMA ST #230 # 230, 230, BINGHAMTON, NY 13905 |
| Document Number | 20000004578 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 200-00004578 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 155 Lord Rd was $9,162, up 5% from the year before.
Source: Tioga County and Candor Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Candor Town |
| Unified School District | Candor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,162.00 (+5.03%) | $206,000 Land $30,000 Building $176,000 | $334,959 Land $48,780 Building $286,179 |
| 2024 | $8,723.00 | ||
| 2023 | $206,000 Land $30,000 Building $176,000 | $284,138 Land $41,379 Building $242,759 | |
| 2019 | $3,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Lord Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Lord Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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