155 Laurel Ln, Lusby, MD 20657 Property Records

Calvert County property record for 155 Laurel Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,730 sqft · built 1998
Lot Size	0.57 acres (24,820 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Jun 2019)
Tax Bill	$3,912 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-163108`

Property Details

APN / Parcel Number

Primary APN	`01-163108`
Alternative APNs	`1163108` `163108`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,730 sqft Total Area
Basement Area	710 sqft
Finished Basement	710 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,820 sqft (0.57 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	163108
Street Address	155 LAUREL LN
City	LUSBY
State	MD
Zip	20657-2697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 25 THE SOUNDINGS
Legal Subdivision	THE SOUNDINGS
Legal Lot Number	25
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3016
Census Tract	860901

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	155 LAUREL LN, LUSBY, MD 20657-2697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 13, 2019	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	May 6, 2015 · Amount on Record
Deed Book / Page	5373 / 467
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	155 LAUREL LN, LUSBY, MD 20657-2697
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BAYVIEW TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055360437
Date	Feb 27, 2020
Book Page	5536/437

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2049

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 13, 2019
Property Address	155 LAUREL LN, LUSBY, MD 20657-2697
Document Number	0053730467
Book / Page	5373 / 467
Map Reference	LB JLB 1 FO 75
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	155 LAUREL LN, LUSBY, MD 20657-2697

Mortgage

Document Number	5373474
Date	Jun 13, 2019
Instrument	5373/474

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,500 (+31.32%) Land $98,600 Building $272,900	$371,500 (+31.32%) Land $98,600 Building $272,900
2025	$3,912.00 (+33.11%)
2023	$2,939.00 Homeowner's exemption	$282,900 Land $98,600 Building $184,300	$282,900 Land $98,600 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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