155 Keeth Dr, Banner Elk, NC 28604 Property Records

Watauga County property record for 155 Keeth Dr, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,009 sqft · built 1995
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Nov 2021)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1878-74-0186-000`

Property Details

APN / Parcel Number

Primary APN	`1878-74-0186-000`
Alternative APN	`1846704`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	1,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1846704
Street Address	155 KEETH DR
City	BANNER ELK
State	NC
Zip	28604-7670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 30 ALDRIDGE RIDGE PONDS
Legal Subdivision	ALDRIDGE RIDGE PONDS
Legal Lot Number	30
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	3
Census Block	3028
Census Tract	920900

Owner

155 Keeth Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 KEETH DR, BANNER ELK, NC 28604-7670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 8, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	2021713569
Deed Book / Page	2234 / 531
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	155 KEETH DR, BANNER ELK, NC 28604-7670
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 KEETH DR, BANNER ELK, NC 28604-7670

Mortgage

Document Number	0023030879
Date	Oct 24, 2022
Book Page	2303/879
Instrument	725557

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 8, 2021
Property Address	155 KEETH DR, BANNER ELK, NC 28604-7670
Document Number	0022340531
Book / Page	2234 / 531
Map Reference	MB 11 PG 174
Instrument Date	Nov 1, 2021
Instrument	713569
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 KEETH DR, 155, BANNER ELK, NC 28604-7670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RAVENCLIFF RDG, GARNER, NC 27529-9261
Investor	Possibly a Property Investor

Mortgage

Document Number	713570
Date	Nov 8, 2021
Instrument	713570

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 155 Keeth Dr was $1,581.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,600 (-) Land $42,500 Building $356,100
2025	$1,581.00	$398,600 Land $42,500 Building $356,100
2024			$398,600 Land $42,500 Building $356,100
2023		$374,200 Land $42,500 Building $331,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Keeth Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	21 (2004–2025)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Keeth Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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