155 Johnston Rd, Mc Donald, TN 37353 Property Records

Bradley County property record for 155 Johnston Rd, Mc Donald, TN 37353

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,050 sqft · built 2007
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on Record
Last Sale	$911,500 (Jan 2023)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084 002.20 000`

Property Details

APN / Parcel Number

Primary APN	`084 002.20 000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,050 sqft Living Area
1st Floor Area	2,618 sqft
Upper Floors Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Enclosed Porch
Porch Area	336 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	155 JOHNSTON RD
City	MC DONALD
State	TN
Zip	37353-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 2; NUTT
Legal Subdivision	NUTT
Legal Lot Number	2
Jurisdiction	BRADLEY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2049
Census Tract	11501

Owner

Source: Bradley County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	155 JOHNSTON RD, MC DONALD, TN 37353-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jan 5, 2023	Warranty Deed, Transfer · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	23000177
Deed Book / Page	2966 / 694
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	155 JOHNSTON RD, MC DONALD, TN 37353-5607
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305696
Date	Feb 27, 2024
Book Page	3056/96
Instrument	24002288

Lender

Name	COGENT BANK
Type	Bank
Address	150 3RD AVE S STE 1000, NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	13%
Index	Other
Margin	3
Max Rate	13%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY TN
Recording Date	Jan 5, 2023
Property Address	155 JOHNSTON RD, MC DONALD, TN 37353-5607
Document Number	0002966694
Book / Page	2966 / 694
Map Reference	MB 19 PG 141
Instrument Date	Jan 4, 2023
Instrument	23000177
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,372.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9207 STONEY MOUNTAIN DR, CHATTANOOGA, TN 37421-2096

Mortgage

Document Number	0002966697
Date	Jan 5, 2023
Book Page	2966/697
Instrument	23000178

Lender

Name	COGENT BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bradley County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bradley County
Unified School District	Bradley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,983.00 (+2.26%)	$241,900 (+48.75%) Land $12,775 Building $229,125	$967,600 (+70.83%) Land $51,100 Building $916,500
2024	$2,917.00 (+3.26%)	$162,625 (+3.22%) Land $8,375 Building $154,250
2023	$2,825.00 (+11.26%)	$157,550 (+11.26%) Land $8,375 Building $149,175
2022	$2,539.00	$141,600 Land $8,375 Building $133,225	$566,400 (-12.93%) Land $33,500 Building $532,900
2021			$650,500 Land $33,500 Building $617,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND UTILITIES serves 95,087 people · EPA ID TN0000117
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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