155 Harding Ave, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 155 Harding Ave, Kingston, NY 12401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,910 sqft · built 1948
Lot Size0.194 acres (8,475 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Aug 2009)
Tax Bill$11,793 (2025)
Deeds & MortgagesOct 2020 Refinance
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN510800 48.269-2-1

Property Details

APN / Parcel Number

Primary APN510800 48.269-2-1
Alternative APN
  • 021912.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,910 sqft Living Area
1st Floor Area1,910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,475 sqft (0.194 acres)
Lot Dimensions75 ft deep x 113 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area254 sqft
PorchSlab
Porch Area382 sqft
Patio Area182 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number021912.000
Street Address155 HARDING AVE
CityKINGSTON
StateNY
Zip12401-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT3N
Legal SubdivisionROOSEVELT PARK REALTY CO INC
Legal Block2
Legal Lot Number1.000
JurisdictionULSTER NY
Township / Civil DivisionKINGSTON
Census Block Group2
Census Block2010
Census Tract952400

Owner

155 Harding Ave is owned and occupied by two individuals who bought it in August 2009.

Source: Ulster County and Kingston City records, as of April 22, 2026

Owner of Record2 Individual Names on File
Mailing Address155 HARDING AVE, KINGSTON, NY 12401-2003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Apr 20, 2022Deed of Trust, Mortgage · Line of Credit
HERITAGE FINANCIAL CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2009 · Amount on File
Deed SaleAug 24, 2009 · Amount on File
Prior SaleApr 22, 2009 · Amount on File
Deed Book / Page4806 / 157
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address155 HARDING AVE, KINGSTON, NY 12401-2003
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014604
DateOct 9, 2020
Book Page12188/67
Instrument2020-14604
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2035

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address155 HARDING AVE, KINGSTON, NY 12401-2003
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007051
DateApr 20, 2022
Book Page12805/227
Instrument2022-7051
Lender
NameHERITAGE FINANCIAL CO
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 155 Harding Ave was $11,793 with a homeowner's exemption.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
MunicipalityKingston City
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,793.00$226,000 Land $33,000 Building $193,000$480,851 Land $70,213 Building $410,638
2023$226,000 (+4.63%) Land $33,000 Building $193,000$370,492 (+20.07%) Land $54,098 Building $316,394
2022$216,000 Land $33,000 Building $183,000$308,571 Land $47,143 Building $261,428
2021$6,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Harding Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON (CITY) WATER DISTRICT
serves 24,000 people · EPA ID NY5503374
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Archtop Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number