155 Hammock Ridge Dr, Seneca, SC 29672 Property Records

Oconee County property record for 155 Hammock Ridge Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,952 sqft · built 2013
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2023)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-01-01-026`

Property Details

APN / Parcel Number

Primary APN	`206-01-01-026`
Alternative APN	`1064188`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
1st Floor Area	1,968 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached
Garage Area	658 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1064188
Street Address	155 HAMMOCK RIDGE DR
City	SENECA
State	SC
Zip	29672-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 25 HAMMOCK RIDGE (0.908 AC)
Legal Subdivision	HAMMOCK RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	25
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2037
Census Tract	30500

Owner

155 Hammock Ridge Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Oconee County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Oct 7, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2023	Deed, Transfer · Conventional Mortgage PRIMELENDING
May 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Mar 21, 2014 · Amount on File
Deed Document Number	202312204
Deed Book / Page	2921 / 142
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000004534
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013486
Date	Feb 23, 2021
Book Page	4104/294
Instrument	13486

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Oct 7, 2025
Property Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810
Document Number	0000004534
Book / Page	3284 / 26
Map Reference	MBMB B402 PG 7
Instrument Date	Oct 1, 2025
Instrument	4534
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810

Mortgage

Document Number	0004736143
Date	Oct 7, 2025
Instrument	4736/143

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 23, 2023
Property Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810
Document Number	0000012204
Book / Page	2921 / 142
Map Reference	MB B402 PG 7
Instrument Date	Mar 22, 2023
Instrument	12204
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810

Mortgage

Document Number	0000012205
Date	Mar 23, 2023
Book Page	4431/313
Instrument	12205

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	155 HAMMOCK RIDGE DR, SENECA, SC 29672-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014308
Date	May 19, 2017
Instrument	14308

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	WALHALLA, SC 29691

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 155 Hammock Ridge Dr was $2,134.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00	$20,347 Land $683 Building $19,664	$508,690 Land $17,080 Building $491,610
2023		$11,549 Land $485 Building $11,064	$288,719 Land $12,130 Building $276,589

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 155 Hammock Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Hammock Ridge Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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