Miami County property record for 155 Fox Harbor Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,445 sqft · built 1999 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (Mar 2009) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101440 |
| Primary APN | D08-101440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,445 sqft Living Area |
| 1st Floor Area | 2,292 sqft |
| Upper Floors Area | 1,299 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 155 FOX HARBOR DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 7638 FOX HARBOR #2 |
| Legal Subdivision | FOX HARBOR #2 |
| Legal Lot Number | 7638 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 365001 |
155 Fox Harbor Dr is owned and occupied by two individuals who bought it in March 2009.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 FOX HARBOR DR, TROY, OH 45373-1088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2009 · Amount on File |
| Deed Sale | Mar 13, 2009 · Amount on File |
| Prior Sale | Mar 13, 2009 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 155 FOX HARBOR DR, TROY, OH 45373-1088 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000006171 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017OR-06171 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 155 FOX HARBOR DR, TROY, OH 45373-1088 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001641 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022OR-01641 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 155 Fox Harbor Dr was $3,852 with a homeowner's exemption, up 14.8% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 (+14.85%) Homeowner's exemption | $116,240 (+30.64%) Land $18,340 Building $97,900 | $332,100 Land $52,400 Building $279,700 |
| 2024 | $3,354.00 (+2.22%) Homeowner's exemption | $88,980 (-) Land $15,300 Building $73,680 | |
| 2023 | $3,281.00 (+17.47%) Homeowner's exemption | $88,980 (-) Land $15,300 Building $73,680 | $254,200 (-) Land $43,700 Building $210,500 |
| 2022 | $2,793.00 Homeowner's exemption | $88,980 Land $15,300 Building $73,680 | $254,200 Land $43,700 Building $210,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Fox Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Fox Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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