155 Estates Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 155 Estates Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,443 sqft · built 1956
Lot Size	0.405 acres (17,642 sqft)
Owner	Company Name on Record
Last Sale	$923,000 (Apr 2026)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-062-03`

Property Details

APN / Parcel Number

Primary APN	`077-062-03`
Alternative APN	`077-062-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,443 sqft Living Area
Gross Area	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,642 sqft (0.405 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	155 ESTATES DR
City	BEN LOMOND
State	CA
Zip	95005-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3024
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Deed Document Number	20267919
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	0000010667
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 10, 2026
Property Address	155 ESTATES DR, BEN LOMOND, CA 95005-9438
Document Number	0000007919
Instrument Date	Apr 6, 2026
Instrument	2026.7919
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$102,545.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	155 ESTATES DR, BEN LOMOND, CA 95005-9438
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ESTATES DR, BEN LOMOND, CA 95005-9438

Mortgage

Document Number	0000016069
Date	Aug 28, 2023
Instrument	2023-0016069

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 24, 2019
Property Address	155 ESTATES DR, BEN LOMOND, CA 95005-9438
Document Number	0000010667
Instrument Date	Feb 27, 2019
Instrument	10667
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	155 ESTATES DR BEN LOMOND CA 950059438, BEN LOMOND, CA 95005-9438

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	155 ESTATES DR, BEN LOMOND, CA 95005-9438
Document Number	0000004084
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ESTATES DR BEN LOMOND CA 950059438, BEN LOMOND, CA 95005-9438

Mortgage

Document Number	0000004084
Date	Feb 2, 2017
Instrument	4084

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,447 (+2%) Land $93,239 Building $122,208
2025	$2,903.00 (+6.69%) Homeowner's exemption	$211,223 (+4.04%) Land $91,411 Building $119,812
2024	$2,721.00 (+0.48%)
2023	$2,708.00 (+2.61%) Homeowner's exemption	$203,020 Land $87,861 Building $115,159	$815,040
2022	$2,639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1982–2000)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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