155 Ellen St, Salisbury, NC 28146 Property Records

Rowan County property record for 155 Ellen St, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1988
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2025)
Tax Bill	$747 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359 084`

Property Details

APN / Parcel Number

Primary APN	`359 084`
Alternative APN	`6327357`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
Porch	Porch
Porch Area	144 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	155 ELLEN ST
City	SALISBURY
State	NC
Zip	28146-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3:SINGLE
Legal Description	L D PTL2 .41AC
Legal Subdivision	FRALEY PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4017
Census Tract	51002

Owner

155 Ellen St is owned and occupied by an individual who bought it in September 2025.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	155 ELLEN ST, SALISBURY, NC 28146-8988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Apr 24, 2025 · Amount on File
Deed Book / Page	1469 / 160
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 17, 2025
Property Address	155 ELLEN ST, SALISBURY, NC 28146-8988
Document Number	0014690160
Book / Page	1469 / 160
Map Reference	MB 643 PG 745
Instrument Date	Sep 11, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	473 MILL STREAM LN, LEXINGTON, NC 27292-6380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ELLEN ST, SALISBURY, NC 28146-8988

Mortgage

Document Number	0001469161
Date	Sep 17, 2025
Instrument	1469/161

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 9, 2020
Property Address	155 ELLEN ST, SALISBURY, NC 28146-8988
Document Number	0013580329
Book / Page	1358 / 329
Instrument Date	Oct 6, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5485 FAITH FARM RD, 5485, SALISBURY, NC 28146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ELLEN ST, SALISBURY, NC 28146-8988

Mortgage

Document Number	1358330
Date	Oct 9, 2020
Instrument	1358/330

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0013580331
Date	Oct 9, 2020
Book Page	1358/331

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 155 Ellen St was $747.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$747.00	$111,597 (-) Land $25,830 Building $85,767	$111,597 Land $25,830 Building $85,767
2025	$747.00	$111,597 Land $25,830 Building $85,767
2023	$747.00	$111,597 Land $25,830 Building $85,767	$111,597 Land $25,830 Building $85,767

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 155 Ellen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Ellen St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

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