155 Eldredge Rd, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 155 Eldredge Rd, Fort Walton Beach, FL 32547

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,955 sqft · built 1955
Lot Size	0.28 acres (12,206 sqft)
Owner	2 Individual Names on File
Last Sale	$28,717 (Mar 2021)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-2585-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-2585-1`
Alternative APNs	`36-1S-24-1640-0001-0070` `24S136164000010070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,955 sqft Living Area
Gross Area	2,218 sqft
1st Floor Area	1,955 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,206 sqft (0.28 acres)
Lot Width	75 ft Width
Driveway	Driveway
Porch	Open/Unfinished Porch
Porch Area	155 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	155 ELDREDGE RD
City	FORT WALTON BEACH
State	FL
Zip	32547-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOONEYS NORTH S/D LOT 7 & S1/2 OF LOT 6 BLK 1
Legal Range	24W
Legal Township	01S
Legal Section	36
Legal Subdivision	MOONEYS NORTH S/D
Legal Block	1
Legal Lot Number	70
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1005
Census Tract	21700

Owner

155 Eldredge Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jan 31, 2018	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	20213438573
Deed Book / Page	3532 / 3818
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0035323818
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Mar 17, 2021
Property Address	155 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1346
Document Number	0035323818
Book / Page	3532 / 3818
Map Reference	MB 1 PG 24
Instrument Date	Mar 4, 2021
Instrument	3438573
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ELREDGE, FORT WALTON BEACH, FL 32547-1346

Mortgage

Document Number	0035323822
Date	Mar 17, 2021
Instrument	3532/3822

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 31, 2018
Property Address	155 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1346
Document Number	0033352695
Book / Page	3335 / 2695
Map Reference	MB1 PG24
Instrument Date	Jan 29, 2018
Instrument	3186017
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PROVIDENT TITEL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 HOBRON LN APT 1804, 400, HONOLULU, HI 96815-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1346

Mortgage

Document Number	0003186018
Date	Jan 31, 2018
Instrument	3186018

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 155 Eldredge Rd was $4,071 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 Homeowner's exemption	$371,340	$511,148 Land $367,091 Building $144,057
2023	$3,855.00 (+2.47%) Homeowner's exemption	$350,364 (+3%)	$499,087 (+10.35%) Land $343,075 Building $156,012
2022	$3,762.00 Homeowner's exemption	$340,159	$452,286 Land $305,363 Building $146,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Eldredge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	32 (1979–2009)
Claims Outside the SFHA	19 of 32
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Eldredge Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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