Walton County property record for 155 Elbow Beach Rd, Inlet Beach, FL 32461
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,897,600 (Aug 2021) |
| Tax Bill | $23,586 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-3S-18-16406-0VV-0080 |
| Primary APN | 26-3S-18-16406-0VV-0080 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,487 sqft (0.103 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 155 ELBOW BEACH RD |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8328 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 8 BLK VV ALYS BEACH PH IIIA: BLOCK UU & VV PB 23-61 OR 3211-3930 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | ALYS BEACH PH IIIA |
| Legal Block | VV00 |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950611 |
Source: Walton County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 908 STATE ST, BOWLING GREEN, KY 42101-2233 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK AND TRUST COMPANY |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Deed Document Number | 202140850 |
| Deed Book / Page | 3211 / 3930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 155 ELBOW BEACH RD, INLET BEACH, FL 32461-8328 |
| Document Number | 0000013776 |
| Book / Page | 3393 / 4352 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202613776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SHORELINE TITLE LLC, SHORELINE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 908 STATE ST, BOWLING GREEN, KY 42101-2233 |
| Document Number | 0000013776, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 3393/4352 |
| Instrument | 202613776 |
| Name | FRANKLIN BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 155 ELBOW BEACH RD, INLET BEACH, FL 32461-8328 |
| Document Number | 0032113930 |
| Book / Page | 3211 / 3930 |
| Map Reference | MB 23 PG 61 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 20210040850 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ELIM TITLE LLC, RELI TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,283.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, ALYS BEACH, FL 32461 |
| Name | Verified Name |
|---|---|
| Address | 908 STATE ST, BOWLING GREEN, KY 42101-2233 |
| Document Number | 0032113934 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 3211/3934 |
| Name | AMERICAN BANK & TRUST COMPANY INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 1, 2051 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,586.00 (+4.18%) | $2,250,000 (+12.36%) Land $2,250,000 | $2,250,000 (+12.36%) Land $2,250,000 |
| 2024 | $22,640.00 (+9.42%) | ||
| 2023 | $20,690.00 (+10.52%) | $2,002,500 (+19.75%) Land $2,002,500 | $2,002,500 (+19.75%) Land $2,002,500 |
| 2022 | $18,720.00 | $1,672,201 Land $1,672,201 | $1,672,201 Land $1,672,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
May also be available: AT&T, Mediacom Xtream, T-Mobile, Verizon, Wildstar Networks.
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