155 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 155 E Main St, Elkton, MD 21921

Property Summary

Property TypeOffice Building
Details1 ba · 3,216 sqft · built 1850
Lot Size0.149 acres (6,490 sqft)
OwnerCompany Name on Record
Last Sale$152,250 (Jan 2015)
Tax Bill$3,830 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-051765

Property Details

APN / Parcel Number

Primary APN03-051765
Alternative APNs
  • 3051765
  • 051765

Interior

Units6 Units
Stories3 Stories
Building Area3,216 sqft Total Area
1st Floor Area3,216 sqft
Basement Area1,308 sqft
Unfinished Basement1,308 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Exterior MaterialBrick Veneer
Construction TypeBrick
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,490 sqft (0.149 acres)
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number051765
Street Address155 E MAIN ST
CityELKTON
StateMD
Zip21921-5942
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeRO
Legal Description.149 ACRE 155 EAST MAIN STREET ELKTON
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2013
Census Tract30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address103 LAKS DR, MIDDLETOWN, DE 19709-9365
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2015 · Amount on Record
Deed SaleJan 23, 2015 · Amount on Record
Prior SaleNov 30, 1999 · Amount on Record
Deed Book / Page3675 / 500
Transfer Doc0000247496
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateMay 27, 2022
Property Address155 E MAIN ST, ELKTON, MD 21921-5942
Document Number0051730281
Book / Page5173 / 281
Instrument DateMay 20, 2022
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyKIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LAKS DR, MIDDLETOWN, DE 19709-9365

Mortgage

Document Number0005173287
DateMay 27, 2022
Instrument5173-287
Lender
NameHARFORD BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,830.00 (-0.57%)$222,700 (-5.07%) Land $82,700 Building $140,000$222,700 (-5.07%) Land $82,700 Building $140,000
2025$3,852.00 (-5.63%)
2023$4,082.00$234,600 Land $82,700 Building $151,900$234,600 Land $82,700 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–1999)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: IQ Fiber.

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