155 Covenant Rd, Carthage, NC 28327 Property Records

Moore County property record for 155 Covenant Rd, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,238 sqft · built 2007
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2022)
Tax Bill	$1,709 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`859400640402`

Property Details

APN / Parcel Number

Primary APN	`859400640402`
Alternative APNs	`859464402` `20070597` `97013081` `97058402`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Rolled Roofing
Lot Area	29,621 sqft (0.68 acres)
Porch	Porch
Porch Area	102 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97058402
Street Address	155 COVENANT RD
City	CARTHAGE
State	NC
Zip	28327-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LAURENWOOD PH 4 LOT 70 WHISPERING PINES FIRE COVENANT
Legal Subdivision	LAURENWOOD
Legal Phase	4
Legal Lot Number	70
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1003
Census Tract	950506

Owner

155 Covenant Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Moore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2016	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Nov 23, 2009	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 6, 2022	Warranty Deed, Transfer
Jul 10, 2015	Warranty Deed, Transfer · VA Mortgage BANK OF KANSAS CITY
Dec 20, 2007	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jul 10, 2015 · Amount on File
Deed Document Number	202215328
Deed Book / Page	5909 / 85
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005471/219
Date	Nov 17, 2020
Book Page	5471/219
Instrument	2020022730

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004608/507
Date	Feb 23, 2016
Book Page	4608/507
Instrument	2016002223

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2046

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003657/277
Date	Nov 23, 2009
Book Page	3657/277
Instrument	2009017639

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2039

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 6, 2022
Property Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Document Number	0005909/85
Book / Page	5909 / 85
Map Reference	CAB 13 SL 393
Instrument Date	Sep 6, 2022
Instrument	2022015328
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 COVENANT RD, WHISPERING PINES, NC 28327-9495

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 10, 2015
Property Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Document Number	004517/359
Book / Page	4517 / 359
Map Reference	CAB13 SL393
Instrument Date	Jun 24, 2015
Instrument	2015009121
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	964 N 2ND RD, DANA, IL 61321-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 COVENANT RD, WHISPERING PINES, NC 28327-9495
Investor	Possibly a Property Investor

Mortgage

Document Number	2015009122
Date	Jul 10, 2015
Instrument	2015009122

Lender

Name	BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2045

December 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Dec 20, 2007
Property Address	155 COVENANT RD, CARTHAGE, NC 28327-9495
Document Number	003346/271
Book / Page	3346 / 271
Map Reference	MB13 PG393
Instrument Date	Dec 5, 2007
Instrument	2007023721
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 COVENANT RD, WHISPERING PINES, NC 28327-9495
Investor	Possibly a Property Investor

Mortgage

Document Number	2007023722
Date	Dec 20, 2007
Instrument	2007023722

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 155 Covenant Rd was $1,709.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,709.00	$406,920 (-) Land $60,000 Building $346,920
2025	$1,709.00	$406,920 Land $60,000 Building $346,920
2024			$406,920 (-) Land $60,000 Building $346,920
2023	$1,851.00	$406,920 Land $60,000 Building $346,920	$406,920 Land $60,000 Building $346,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Covenant Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Covenant Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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