Madison County property record for 155 Cove Trl, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 2021 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Nov 2021) |
| Tax Bill | $2,265 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9747-97-5840 |
| Primary APN | 9747-97-5840 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Hardwood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | Other |
| Street Address | 155 COVE TRL |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-0465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LO:4 PL:5-411 |
| Legal Subdivision | SUBDIVISION SURVEY FOR TIMOTHY OLMHUSSEN |
| Legal Block | 97 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10601 |
155 Cove Trl is owned by two individuals who bought it in November 2021.
Source: Madison County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3740 SE LICYNTRA CT, PORTLAND, OR 97222-6065 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 30, 2020 | Warranty Deed, Construction Loan · Construction Mortgage HOMETRUST BANK |
| Mar 20, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Dec 30, 2020 · Amount on File |
| Deed Document Number | 2021344247 |
| Deed Book / Page | 736 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Nov 19, 2021 |
| Property Address | 155 COVE TRL, MARS HILL, NC 28754-0465 |
| Document Number | 0007360352 |
| Book / Page | 736 / 352 |
| Map Reference | MB 5 PG 411 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 344247 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 462 SUNSHINE COVE RD, WEAVERVILLE, NC 28787-0020 |
| Name | Verified Name |
|---|---|
| Address | 3740 SE LICYNTRA CT, PORTLAND, OR 97222-6065 |
| Document Number | 0000344248 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 344248 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Dec 30, 2020 |
| Property Address | 155 COVE TRL, MARS HILL, NC 28754-0465 |
| Document Number | 0007080649 |
| Book / Page | 708 / 649 |
| Map Reference | MB 5 PG 411 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 339549 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $69.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 RIVERCLIFF RD, 165, ALEXANDER, NC 28701-8601 |
| Name | Verified Name |
|---|---|
| Address | 462 SUNSHINE COVE RD, WEAVERVILLE, NC 28787-0020 |
| Document Number | 0000339550 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 339550 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 1% |
| Max Rate At Change | 3% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Mar 20, 2017 |
| Property Address | 155 COVE TRL, MARS HILL, NC 28754-0465 |
| Document Number | 0006270053 |
| Book / Page | 000627 / 000053 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 324657 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2464 WEAVERVILLE NC 287872464, WEAVERVILLE, NC 28787-2464 |
The 2025 property tax bill for 155 Cove Trl was $2,265.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,265.00 | $463,417 Land $47,113 Building $416,304 | $463,417 Land $47,113 Building $416,304 |
| 2023 | $264,698 Land $24,719 Building $239,979 | $264,698 Land $24,719 Building $239,979 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Cove Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Cove Trl is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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