Monroe County property record for 155 Cocoa Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1992 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (May 2024) |
| Tax Bill | $5,439 (2024) |
| Deeds & Mortgages | Aug 2025 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00416580-000000 |
| Primary APN | 00416580-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 110 ft deep x 120 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
| Porch | Open Porch |
| Porch Area | 1,076 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1512753 |
|---|---|
| Old Parcel Number | 07633800416580000000 |
| Street Address | 155 COCOA DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LTS 12 AND 13 KEY HEIGHTS SECTION 2 PLANTATION KEY PB3-159 OR529-130 OR821-2399 OR840-135 OR1089-611 OR2256-1039 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 07 |
| Legal Subdivision | KEY HEIGHTS SEC 2 |
| Legal Block | 7 |
| Legal Lot Number | 12-13 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970800 |
155 Cocoa Dr is owned and occupied by an individual who bought it in May 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 155 COCOA DR, TAVERNIER, FL 33070-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW ERA LENDING LLC |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on File |
| Deed Sale | May 8, 2024 · Amount on File |
| Prior Sale | Sep 11, 2020 · Amount on File |
| Deed Document Number | 2460926 |
| Deed Book / Page | 3275 / 331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 155 COCOA DR, TAVERNIER, FL 33070-2054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 155 COCOA DR, TAVERNIER, FL 33070-2054 |
| Document Number | 0033382172 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 3338/2172 |
| Instrument | 2510685 |
| Name | NEW ERA LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77077 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 155 COCOA DR, TAVERNIER, FL 33070-2054 |
| Document Number | 0030431511 |
| Book / Page | 3043 / 1511 |
| Map Reference | MB 3 PG 159 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2281319 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | THE TITLE STATION INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,689.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 N BOUNTY LN, 65, KEY LARGO, FL 33037-2304 |
| Name | Verified Name |
|---|---|
| Address | 155 COCOA DR, TAVERNIER, FL 33070-2054 |
| Investor | Possibly a Property Investor |
| Document Number | 0030431513 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 3043/1513 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $716,352 Land $459,360 Building $256,992 | $716,352 Land $459,360 Building $256,992 | |
| 2024 | $5,439.00 (+4.2%) | ||
| 2023 | $5,220.00 (+4.92%) Homeowner's exemption | $560,424 (+6.74%) | $689,052 (+9.22%) Land $487,872 Building $201,180 |
| 2022 | $4,975.00 Homeowner's exemption | $525,046 | $630,872 Land $426,888 Building $203,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Cocoa Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Cocoa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures