Stafford County property record for 155 Choptank Rd, Stafford, VA 22556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1977 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jul 2023) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19A-3-19 |
| Primary APN | 19A-3-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 3577 |
|---|---|
| Old Parcel Number | 019A 3 19 |
| Street Address | 155 CHOPTANK RD |
| City | STAFFORD |
| State | VA |
| Zip | 22556-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 19 SEC 3 15000 SQFT GARRISONVILLE ESTATES |
| Legal Subdivision | GARRISONVILLE ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10205 |
155 Choptank Rd is owned and occupied by an individual who bought it in July 2023.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 155 CHOPTANK RD, STAFFORD, VA 22556-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Aug 14, 2019 | Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | Aug 14, 2019 · Amount on File |
| Deed Document Number | 230008965 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 20, 2023 |
| Property Address | 155 CHOPTANK RD, STAFFORD, VA 22556-1821 |
| Document Number | 0230008965 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 230008965 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | TITLEWORKS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 CHOPTANK RD, STAFFORD, VA 22556-1821 |
| Document Number | 0230008966 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 230008966 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Aug 14, 2019 |
| Property Address | 155 CHOPTANK RD, STAFFORD, VA 22556-1821 |
| Document Number | 190013763 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 13763 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 CHOPTANK RD STAFFORD VA 225561821, STAFFORD, VA 22556-1821 |
| Document Number | 190013764 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 13764 |
| Name | USAA FED'L SVGS BK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 155 Choptank Rd was $3,327.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,327.00 | $355,200 Land $120,000 Building $235,200 | $355,200 Land $120,000 Building $235,200 |
| 2023 | $3,275.00 | $346,600 (-) Land $110,000 Building $236,600 | $346,600 (-) Land $110,000 Building $236,600 |
| 2022 | $346,600 Land $110,000 Building $236,600 | $346,600 Land $110,000 Building $236,600 | |
| 2021 | $2,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Choptank Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Choptank Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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