155 Breakwater Way, Vacaville, CA 95688 Property Records

Solano County property record for 155 Breakwater Way, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,989 sqft · built 1989
Lot Size	0.145 acres (6,296 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jul 2019)
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0133-302-020`

Property Details

APN / Parcel Number

Primary APN	`0133-302-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,989 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	837 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,296 sqft (0.145 acres)
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	155 BREAKWATER WAY
City	VACAVILLE
State	CA
Zip	95688-0104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000
Legal Description	SPINNAKER HILLS SUB BK-BG 53-18 LOT 43
Legal Subdivision	SPINNAKER HILLS
Legal Lot Number	43
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	2
Census Block	2015
Census Tract	253206

Owner

155 Breakwater Way is owned and occupied by an individual who bought it in July 2019.

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 5, 2019	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Jul 8, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Apr 15, 2008 · Amount on File
Deed Document Number	201942987
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0000043168
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104

Mortgage

Document Number	0000108325
Date	Nov 24, 2020
Instrument	202000108325

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SOLANO CA
Recording Date	Jul 5, 2019
Property Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104
Document Number	0000042986
Instrument Date	Jul 1, 2019
Instrument	42986
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SHINING HORSE WAY VACAVILLE CA 956888792, VACAVILLE, CA 95688-8792

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOLANO CA
Recording Date	Jul 8, 2019
Property Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104
Document Number	0000043168
Instrument Date	Jul 1, 2019
Instrument	43168
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 BREAKWATER WAY VACAVILLE CA 956880104, VACAVILLE, CA 95688-0104

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Jul 5, 2019
Property Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104
Document Number	0000042987
Map Reference	MB 53 PG 18
Instrument Date	Jul 1, 2019
Instrument	201900042987
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	OLD REPUBLIC EPN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	155 BREAKWATER WAY, VACAVILLE, CA 95688-0104

Mortgage

Document Number	0000042988
Date	Jul 5, 2019
Instrument	201900042988

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 155 Breakwater Way was $6,592, down 0.4% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,488 (+2%) Land $156,170 Building $418,318
2025	$6,592.00 (-0.36%)	$563,224 Land $153,108 Building $410,116
2024	$6,616.00 (+2.22%)
2023	$6,472.00 (+2.49%)	$541,355 Land $147,163 Building $394,192	$608,310
2022	$6,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Breakwater Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Breakwater Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Verizon.

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