15490 97th Pl, Dyer, IN 46311 Property Records

Lake County property record for 15490 97th Pl, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,510 sqft · built 2004
Lot Size	0.257 acres (11,238 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,421 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0341-0017`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0341-0017`
Alternative APNs	`45-10-36-327-010.000-032` `091103410017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Basement Area	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	117 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0341-0017
Old Parcel Number	091103410017
Street Address	15490 97TH PL
City	DYER
State	IN
Zip	46311-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PRAIRIE TRAILS PHASE III LOT 222
Legal Subdivision	PRAIRIE TRAILS
Legal Phase	III
Legal Lot Number	222
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2028
Census Tract	42608

Owner

15490 97th Pl is owned and occupied by two individuals who acquired it in April 2018.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15490 97TH PL, DYER, IN 46311-2971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Apr 27, 2018	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2013
Deed Sale	Apr 5, 2013
Prior Sale	Mar 17, 2014
Deed Document Number	0000024857
Last Transfer Date	Apr 27, 2018
Transfer Doc	0000026166
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15490 97TH PL, DYER, IN 46311-2971
Document Number	0000047456
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15490 97TH PL DYER IN 463112971, DYER, IN 46311-2971

Mortgage

Document Number	0000047456
Date	Jul 27, 2020
Instrument	47456

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 27, 2018
Property Address	15490 97TH PL, DYER, IN 46311-2971
Document Number	0000026166
Instrument Date	Apr 13, 2018
Instrument	26166
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15490 97TH PL DYER IN 463112971, DYER, IN 46311-2971

Mortgage

Document Number	26167
Date	Apr 27, 2018
Instrument	26167

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$474,700 Land $85,100 Building $389,600	$474,700 Land $85,100 Building $389,600
2024	$3,421.00
2023		$435,400 (+6.66%) Land $85,100 Building $350,300	$435,400 (+6.66%) Land $85,100 Building $350,300
2022	$3,534.00	$408,200 Land $76,500 Building $331,700	$408,200 Land $76,500 Building $331,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15490 97th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15490 97th Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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