Black Hawk County property record for 1549 Rainbow Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,336 sqft · built 1928 |
| Lot Size | 0.804 acres (35,020 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,578 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-16-353-022 |
| Primary APN | 8913-16-353-022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,020 sqft (0.804 acres) |
| Lot Dimensions | 206 ft deep x 170 ft wide |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 178 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1549 RAINBOW DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITOR WHITNEY ROAD PLAT CASTLE HILL WATERLOO W 90 FT OF E 170 FT LOT 39 EXC NELY 5 FT AND PART LOT 37 LYING WLY OF |
| Legal Subdivision | AUDITOR WHITNEY ROAD PLAT |
| Legal Lot Number | 37,39 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1503 |
1549 Rainbow Dr is owned and occupied by an individual who acquired it in April 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1549 RAINBOW DR, WATERLOO, IA 50701-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2021 |
| Transfer Doc | 0000025327 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1549 Rainbow Dr was $3,578 with a homeowner's exemption, up 2.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,578.00 (+2.93%) Homeowner's exemption | $209,750 Land $49,530 Building $160,220 | $209,750 Land $49,530 Building $160,220 |
| 2024 | $3,476.00 | ||
| 2023 | $192,630 (+16.47%) Land $49,530 Building $143,100 | $192,630 Land $49,530 Building $143,100 | |
| 2022 | $3,364.00 Homeowner's exemption | $165,390 Land $49,530 Building $115,860 | |
| 2021 | $165,390 Land $49,530 Building $115,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1549 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1549 Rainbow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, GigFire, Nextlink.
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