1549 Marcelle Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1549 Marcelle Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 1972
Lot Size0.264 acres (11,482 sqft)
Owner2 Individual Names on Record
Last Sale$281,500 (Sep 2025)
Tax Bill$2,406 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1011-174-02-010.000

Property Details

APN / Parcel Number

Primary APN1011-174-02-010.000
Alternative APN
  • 600000308800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,679 sqft Living Area
1st Floor Area1,679 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area11,482 sqft (0.264 acres)
Lot Dimensions129 ft deep x 89 ft wide
Garage TypeAttached
Garage Area547 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area315 sqft
Patio Area210 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1549 MARCELLE AVE
CityFINDLAY
StateOH
Zip45840-7054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMPSON 2ND ADD LOT 52
Legal SubdivisionTHOMPSON 2ND ADD
Legal Lot Number52
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4009
Census Tract700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 5710, CHICAGO, IL 60680-5641
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
ZILLOW HOME LOANS LLC
Apr 5, 2019Survivorship Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 15, 2019Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2025 · Amount on Record
Deed SaleSep 12, 2025 · Amount on Record
Prior SaleApr 5, 2019 · Amount on Record
Deed Document Number20257733
Deed Book / Page2622 / 3544
Prior Transfer DateFeb 6, 2019
Prior Transfer Doc2553/1983
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1549 MARCELLE AVE, FINDLAY, OH 45840-7054
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002605/269
DateAug 11, 2023
Book Page2605/269
Instrument202300005340
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1549 MARCELLE AVE, FINDLAY, OH 45840-7054
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2582/4195
DateJun 3, 2021
Book Page2582/4195
Instrument202100006411
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

April 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHANCOCK OH
Recording DateApr 5, 2019
Property Address1549 MARCELLE AVE, FINDLAY, OH 45840-7054
Document Number2555/0193
Book / Page2555 / 0193
Instrument DateApr 3, 2019
Instrument201900002464
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1549 MARCELLE AVE, FINDLAY, OH 45840-7054

Mortgage

Document Number201900002465
DateApr 5, 2019
Instrument201900002465
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

March 2019: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHANCOCK OH
Recording DateMar 15, 2019
Property Address1549 MARCELLE AVE, FINDLAY, OH 45840-7054
Document Number2553/1983
Book / Page2553 / 1983
Instrument DateFeb 6, 2019
Instrument201900001825
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,406.00 (+7.55%) Homeowner's exemption$78,490 (+24.61%) Land $13,130 Building $65,360$224,270 (+24.62%) Land $37,520 Building $186,750
2024$2,237.00 (-0.18%)$62,990 (-) Land $10,590 Building $52,400
2023$2,241.00 Homeowner's exemption$62,990 Land $10,590 Building $52,400
2022$179,970 Land $30,260 Building $149,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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